IFSC Code IOBA0000477 - Indian Overseas Bank-BALLYGUNGE PARK ROAD-Kolkata

Detail Information
IFSC Code IOBA0000477
Bank Name Indian Overseas Bank
Address 22, BALLYGUNGE PARK ROAD, OLD BALLYGUNGE, KOLKATA - 700019
District Kolkata
State West bengal
Branch Ballygunge park road
Contact
Centre Available
IMPS Available
UPI Available
MICR 700020009
RTGS 1
NEFT Not Available
ISO3166 IN-WB
Bankcode IOBA

Overview of IOBA0000477

The IFSC code IOBA0000477 is associated with the Kolkata BALLYGUNGE PARK ROAD Branch of Indian Overseas Bank. Located in the bustling city of Kolkata, WEST BENGAL, this branch is one of the many Indian Overseas Bank branches that cater to the banking needs of the local residents. The code "IOBA" in IOBA0000477 represents Indian Overseas Bank Bank, while 0000477 signifies the unique branch code for BALLYGUNGE PARK ROAD.

Significance of IFSC Code for Banking Transactions

The importance of the IFSC code, like IOBA0000477, for the BALLYGUNGE PARK ROAD Branch, cannot be overstated. It acts as an address that identifies both the Indian Overseas Bank and its specific branch in Kolkata. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.

Deep Dive into IOBA0000477

The IFSC code IOBA0000477 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Indian Overseas Bank in Kolkata. Let's break down the details:

  • IFSC Code (IOBA0000477): This unique code is essential for electronic fund transfers. The first four characters "IOBA" represent the bank's name, Indian Overseas Bank. The last six characters "0000477" are a unique identifier for the BALLYGUNGE PARK ROAD branch.
  • Bank Name (Indian Overseas Bank): One of [country]'s leading banks, Indian Overseas Bank offers a wide range of banking products and financial services to its vast customer base.
  • Address (22, BALLYGUNGE PARK ROAD, OLD BALLYGUNGE, KOLKATA - 700019): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
  • City & State (Kolkata, WEST BENGAL): The branch is situated in the heart of Kolkata, the capital city of WEST BENGAL. A city known for its [CITY_FEATURES].
  • Branch (BALLYGUNGE PARK ROAD): The [AREA_NAME] area in Kolkata is a hub of activity, and the Indian Overseas Bank branch here caters to both individual and business banking needs.
  • Phone Number (22475902): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.

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