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IFSC Code IOBA0001555 - Indian Overseas Bank-MORADABAD LAJPAT NAGAR-Moradabad

Detail Information
IFSC Code IOBA0001555
Bank Name Indian Overseas Bank
Address MAHARAJA HARISHCHANDRA COLLEGE,LAJPAT NAGAR,MORADABAD PIN 244001
District Moradabad
State Uttar pradesh
Branch Moradabad lajpat nagar
Contact
Centre Available
IMPS Available
UPI Available
MICR 244020002
RTGS 1
NEFT Not Available
ISO3166 IN-UP
Bankcode IOBA

Overview of IOBA0001555

The IFSC code IOBA0001555 is associated with the Moradabad MORADABAD LAJPAT NAGAR Branch of Indian Overseas Bank. Located in the bustling city of Moradabad, UTTAR PRADESH, this branch is one of the many Indian Overseas Bank branches that cater to the banking needs of the local residents. The code "IOBA" in IOBA0001555 represents Indian Overseas Bank Bank, while 0001555 signifies the unique branch code for MORADABAD LAJPAT NAGAR.

Significance of IFSC Code for Banking Transactions

The importance of the IFSC code, like IOBA0001555, for the MORADABAD LAJPAT NAGAR Branch, cannot be overstated. It acts as an address that identifies both the Indian Overseas Bank and its specific branch in Moradabad. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.

Deep Dive into IOBA0001555

The IFSC code IOBA0001555 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Indian Overseas Bank in Moradabad. Let's break down the details:

  • IFSC Code (IOBA0001555): This unique code is essential for electronic fund transfers. The first four characters "IOBA" represent the bank's name, Indian Overseas Bank. The last six characters "0001555" are a unique identifier for the MORADABAD LAJPAT NAGAR branch.
  • Bank Name (Indian Overseas Bank): One of [country]'s leading banks, Indian Overseas Bank offers a wide range of banking products and financial services to its vast customer base.
  • Address (MAHARAJA HARISHCHANDRA COLLEGE,LAJPAT NAGAR,MORADABAD PIN 244001): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
  • City & State (Moradabad, UTTAR PRADESH): The branch is situated in the heart of Moradabad, the capital city of UTTAR PRADESH. A city known for its [CITY_FEATURES].
  • Branch (MORADABAD LAJPAT NAGAR): The [AREA_NAME] area in Moradabad is a hub of activity, and the Indian Overseas Bank branch here caters to both individual and business banking needs.
  • Phone Number (22950122): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.

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