IFSC Code IOBA0003486 - Indian Overseas Bank-BIHARIA GURUDASPUR-Murshidabad

Detail Information
IFSC Code IOBA0003486
Bank Name Indian Overseas Bank
Address VILLAGE GURUDASPUR,C/O BANSHIBADAN BAISWAS,PO RAJNAGAR,PS HARIHARPARA,MURSHIDABAD DIST,WEST BENGAL - 742175
District Murshidabad
State West bengal
Branch Biharia gurudaspur
Contact +912025665822
Centre Available
IMPS Available
UPI Available
MICR
RTGS 1
NEFT Not Available
ISO3166 IN-WB
Bankcode IOBA

Overview of IOBA0003486

The IFSC code IOBA0003486 is associated with the Murshidabad BIHARIA GURUDASPUR Branch of Indian Overseas Bank. Located in the bustling city of Murshidabad, WEST BENGAL, this branch is one of the many Indian Overseas Bank branches that cater to the banking needs of the local residents. The code "IOBA" in IOBA0003486 represents Indian Overseas Bank Bank, while 0003486 signifies the unique branch code for BIHARIA GURUDASPUR.

Significance of IFSC Code for Banking Transactions

The importance of the IFSC code, like IOBA0003486, for the BIHARIA GURUDASPUR Branch, cannot be overstated. It acts as an address that identifies both the Indian Overseas Bank and its specific branch in Murshidabad. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.

Deep Dive into IOBA0003486

The IFSC code IOBA0003486 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Indian Overseas Bank in Murshidabad. Let's break down the details:

  • IFSC Code (IOBA0003486): This unique code is essential for electronic fund transfers. The first four characters "IOBA" represent the bank's name, Indian Overseas Bank. The last six characters "0003486" are a unique identifier for the BIHARIA GURUDASPUR branch.
  • Bank Name (Indian Overseas Bank): One of [country]'s leading banks, Indian Overseas Bank offers a wide range of banking products and financial services to its vast customer base.
  • Address (VILLAGE GURUDASPUR,C/O BANSHIBADAN BAISWAS,PO RAJNAGAR,PS HARIHARPARA,MURSHIDABAD DIST,WEST BENGAL - 742175): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
  • City & State (Murshidabad, WEST BENGAL): The branch is situated in the heart of Murshidabad, the capital city of WEST BENGAL. A city known for its [CITY_FEATURES].
  • Branch (BIHARIA GURUDASPUR): The [AREA_NAME] area in Murshidabad is a hub of activity, and the Indian Overseas Bank branch here caters to both individual and business banking needs.
  • Phone Number (+912025665822): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.

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