IFSC Code PUNB0103810 - Punjab National Bank-RATNAGIRI-Ratnagiri

Detail Information
IFSC Code PUNB0103810
Bank Name Punjab National Bank
Address 2/2AMANGESH SHANTA APT MARUTI MANDIR 415612
District Ratnagiri
State Maharashtra
Branch Ratnagiri
Contact +912352223970
Centre Available
IMPS Available
UPI Available
MICR
RTGS 1
NEFT Not Available
ISO3166 IN-MH
Bankcode PUNB

Overview of PUNB0103810

The IFSC code PUNB0103810 is associated with the Ratnagiri RATNAGIRI Branch of Punjab National Bank. Located in the bustling city of Ratnagiri, MAHARASHTRA, this branch is one of the many Punjab National Bank branches that cater to the banking needs of the local residents. The code "PUNB" in PUNB0103810 represents Punjab National Bank Bank, while 0103810 signifies the unique branch code for RATNAGIRI.

Significance of IFSC Code for Banking Transactions

The importance of the IFSC code, like PUNB0103810, for the RATNAGIRI Branch, cannot be overstated. It acts as an address that identifies both the Punjab National Bank and its specific branch in Ratnagiri. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.

Deep Dive into PUNB0103810

The IFSC code PUNB0103810 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Punjab National Bank in Ratnagiri. Let's break down the details:

  • IFSC Code (PUNB0103810): This unique code is essential for electronic fund transfers. The first four characters "PUNB" represent the bank's name, Punjab National Bank. The last six characters "0103810" are a unique identifier for the RATNAGIRI branch.
  • Bank Name (Punjab National Bank): One of [country]'s leading banks, Punjab National Bank offers a wide range of banking products and financial services to its vast customer base.
  • Address (2/2AMANGESH SHANTA APT MARUTI MANDIR 415612): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
  • City & State (Ratnagiri, MAHARASHTRA): The branch is situated in the heart of Ratnagiri, the capital city of MAHARASHTRA. A city known for its [CITY_FEATURES].
  • Branch (RATNAGIRI): The [AREA_NAME] area in Ratnagiri is a hub of activity, and the Punjab National Bank branch here caters to both individual and business banking needs.
  • Phone Number (+912352223970): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.

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