IFSC Code PUNB0145310 - Punjab National Bank-PAYAL DISTLUDHIANA-Ludhiana
| Detail | Information |
|---|---|
| IFSC Code | PUNB0145310 |
| Bank Name | Punjab National Bank |
| Address | KADDON RD VPO PAYAL DIST LUDHIANA 141416 |
| District | Payal Dist Ludhiana Punjab |
| State | Punjab |
| Branch | Payal distludhiana |
| Contact | +911628244055 |
| Centre | Available |
| IMPS | Available |
| UPI | Available |
| MICR | 141024210 |
| RTGS | 1 |
| NEFT | Not Available |
| ISO3166 | IN-PB |
| Bankcode | PUNB |
Overview of PUNB0145310
The IFSC code PUNB0145310 is associated with the Ludhiana PAYAL DISTLUDHIANA Branch of Punjab National Bank. Located in the bustling city of Ludhiana, PUNJAB, this branch is one of the many Punjab National Bank branches that cater to the banking needs of the local residents. The code "PUNB" in PUNB0145310 represents Punjab National Bank Bank, while 0145310 signifies the unique branch code for PAYAL DISTLUDHIANA.
Significance of IFSC Code for Banking Transactions
The importance of the IFSC code, like PUNB0145310, for the PAYAL DISTLUDHIANA Branch, cannot be overstated. It acts as an address that identifies both the Punjab National Bank and its specific branch in Ludhiana. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.
Deep Dive into PUNB0145310
The IFSC code PUNB0145310 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Punjab National Bank in Ludhiana. Let's break down the details:
- IFSC Code (PUNB0145310): This unique code is essential for electronic fund transfers. The first four characters "PUNB" represent the bank's name, Punjab National Bank. The last six characters "0145310" are a unique identifier for the PAYAL DISTLUDHIANA branch.
- Bank Name (Punjab National Bank): One of [country]'s leading banks, Punjab National Bank offers a wide range of banking products and financial services to its vast customer base.
- Address (KADDON RD VPO PAYAL DIST LUDHIANA 141416): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
- City & State (Ludhiana, PUNJAB): The branch is situated in the heart of Ludhiana, the capital city of PUNJAB. A city known for its [CITY_FEATURES].
- Branch (PAYAL DISTLUDHIANA): The [AREA_NAME] area in Ludhiana is a hub of activity, and the Punjab National Bank branch here caters to both individual and business banking needs.
- Phone Number (+911628244055): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.