IFSC Code SBIN0004045 - State Bank of India-SPL COMM CIVIL LINES-Ludhiana
| Detail | Information |
|---|---|
| IFSC Code | SBIN0004045 |
| Bank Name | State Bank of India |
| Address | DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001 |
| District | Ludhiana |
| State | Punjab |
| Branch | Spl comm civil lines |
| Contact | |
| Centre | Available |
| IMPS | Available |
| UPI | Available |
| MICR | 141002027 |
| RTGS | 1 |
| NEFT | Not Available |
| ISO3166 | IN-PB |
| Bankcode | SBIN |
Overview of SBIN0004045
The IFSC code SBIN0004045 is associated with the Ludhiana SPL COMM CIVIL LINES Branch of State Bank of India. Located in the bustling city of Ludhiana, PUNJAB, this branch is one of the many State Bank of India branches that cater to the banking needs of the local residents. The code "SBIN" in SBIN0004045 represents State Bank of India Bank, while 0004045 signifies the unique branch code for SPL COMM CIVIL LINES.
Significance of IFSC Code for Banking Transactions
The importance of the IFSC code, like SBIN0004045, for the SPL COMM CIVIL LINES Branch, cannot be overstated. It acts as an address that identifies both the State Bank of India and its specific branch in Ludhiana. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.
Deep Dive into SBIN0004045
The IFSC code SBIN0004045 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with State Bank of India in Ludhiana. Let's break down the details:
- IFSC Code (SBIN0004045): This unique code is essential for electronic fund transfers. The first four characters "SBIN" represent the bank's name, State Bank of India. The last six characters "0004045" are a unique identifier for the SPL COMM CIVIL LINES branch.
- Bank Name (State Bank of India): One of [country]'s leading banks, State Bank of India offers a wide range of banking products and financial services to its vast customer base.
- Address (DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
- City & State (Ludhiana, PUNJAB): The branch is situated in the heart of Ludhiana, the capital city of PUNJAB. A city known for its [CITY_FEATURES].
- Branch (SPL COMM CIVIL LINES): The [AREA_NAME] area in Ludhiana is a hub of activity, and the State Bank of India branch here caters to both individual and business banking needs.
- Phone Number (): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.