IFSC Code IBKL0574R46 - IDBI-RATNAGIRI DCC BANK LTD RATNAGIRI RATNAGIRI-Ratnagiri

Detail Information
IFSC Code IBKL0574R46
Bank Name IDBI
Address SUDHA ENCLAVE,OPP HEAD POST OFFICE,AP RATNAGIRI
District Ratnagiri
State Maharashtra
Branch Ratnagiri dcc bank ltd ratnagiri ratnagiri
Contact +912354260034
Centre Available
IMPS Available
UPI Available
MICR
RTGS 1
NEFT Not Available
ISO3166 IN-MH
Bankcode IBKL

Overview of IBKL0574R46

The IFSC code IBKL0574R46 is associated with the Ratnagiri RATNAGIRI DCC BANK LTD RATNAGIRI RATNAGIRI Branch of IDBI. Located in the bustling city of Ratnagiri, MAHARASHTRA, this branch is one of the many IDBI branches that cater to the banking needs of the local residents. The code "IBKL" in IBKL0574R46 represents IDBI Bank, while 0574R46 signifies the unique branch code for RATNAGIRI DCC BANK LTD RATNAGIRI RATNAGIRI.

Significance of IFSC Code for Banking Transactions

The importance of the IFSC code, like IBKL0574R46, for the RATNAGIRI DCC BANK LTD RATNAGIRI RATNAGIRI Branch, cannot be overstated. It acts as an address that identifies both the IDBI and its specific branch in Ratnagiri. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.

Deep Dive into IBKL0574R46

The IFSC code IBKL0574R46 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with IDBI in Ratnagiri. Let's break down the details:

  • IFSC Code (IBKL0574R46): This unique code is essential for electronic fund transfers. The first four characters "IBKL" represent the bank's name, IDBI. The last six characters "0574R46" are a unique identifier for the RATNAGIRI DCC BANK LTD RATNAGIRI RATNAGIRI branch.
  • Bank Name (IDBI): One of [country]'s leading banks, IDBI offers a wide range of banking products and financial services to its vast customer base.
  • Address (SUDHA ENCLAVE,OPP HEAD POST OFFICE,AP RATNAGIRI): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
  • City & State (Ratnagiri, MAHARASHTRA): The branch is situated in the heart of Ratnagiri, the capital city of MAHARASHTRA. A city known for its [CITY_FEATURES].
  • Branch (RATNAGIRI DCC BANK LTD RATNAGIRI RATNAGIRI): The [AREA_NAME] area in Ratnagiri is a hub of activity, and the IDBI branch here caters to both individual and business banking needs.
  • Phone Number (+912354260034): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.

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