IFSC Code IOBA0000040 - Indian Overseas Bank-KOTTAYAM-Kottayam
| Detail | Information |
|---|---|
| IFSC Code | IOBA0000040 |
| Bank Name | Indian Overseas Bank |
| Address | OOPOOTTIL BUILDING, KK.ROAD, KOTTAYAM - 686 001 |
| District | Kottayam |
| State | Kerala |
| Branch | Kottayam |
| Contact | +914812562004 |
| Centre | Available |
| IMPS | Available |
| UPI | Available |
| MICR | 686020002 |
| RTGS | 1 |
| NEFT | Not Available |
| ISO3166 | IN-KL |
| Bankcode | IOBA |
Overview of IOBA0000040
The IFSC code IOBA0000040 is associated with the Kottayam KOTTAYAM Branch of Indian Overseas Bank. Located in the bustling city of Kottayam, KERALA, this branch is one of the many Indian Overseas Bank branches that cater to the banking needs of the local residents. The code "IOBA" in IOBA0000040 represents Indian Overseas Bank Bank, while 0000040 signifies the unique branch code for KOTTAYAM.
Significance of IFSC Code for Banking Transactions
The importance of the IFSC code, like IOBA0000040, for the KOTTAYAM Branch, cannot be overstated. It acts as an address that identifies both the Indian Overseas Bank and its specific branch in Kottayam. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.
Deep Dive into IOBA0000040
The IFSC code IOBA0000040 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Indian Overseas Bank in Kottayam. Let's break down the details:
- IFSC Code (IOBA0000040): This unique code is essential for electronic fund transfers. The first four characters "IOBA" represent the bank's name, Indian Overseas Bank. The last six characters "0000040" are a unique identifier for the KOTTAYAM branch.
- Bank Name (Indian Overseas Bank): One of [country]'s leading banks, Indian Overseas Bank offers a wide range of banking products and financial services to its vast customer base.
- Address (OOPOOTTIL BUILDING, KK.ROAD, KOTTAYAM - 686 001): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
- City & State (Kottayam, KERALA): The branch is situated in the heart of Kottayam, the capital city of KERALA. A city known for its [CITY_FEATURES].
- Branch (KOTTAYAM): The [AREA_NAME] area in Kottayam is a hub of activity, and the Indian Overseas Bank branch here caters to both individual and business banking needs.
- Phone Number (+914812562004): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.