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IFSC Code IOBA0000190 - Indian Overseas Bank-JALLANDHAR-Jalandhar

Detail Information
IFSC Code IOBA0000190
Bank Name Indian Overseas Bank
Address LALLY NIVAS, G T ROAD, JULLUNDUR CITY, PIN 144001
District Jalandhar
State Punjab
Branch Jallandhar
Contact +911812452568
Centre Available
IMPS Available
UPI Available
MICR 144020002
RTGS 1
NEFT Not Available
ISO3166 IN-PB
Bankcode IOBA

Overview of IOBA0000190

The IFSC code IOBA0000190 is associated with the Jalandhar JALLANDHAR Branch of Indian Overseas Bank. Located in the bustling city of Jalandhar, PUNJAB, this branch is one of the many Indian Overseas Bank branches that cater to the banking needs of the local residents. The code "IOBA" in IOBA0000190 represents Indian Overseas Bank Bank, while 0000190 signifies the unique branch code for JALLANDHAR.

Significance of IFSC Code for Banking Transactions

The importance of the IFSC code, like IOBA0000190, for the JALLANDHAR Branch, cannot be overstated. It acts as an address that identifies both the Indian Overseas Bank and its specific branch in Jalandhar. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.

Deep Dive into IOBA0000190

The IFSC code IOBA0000190 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Indian Overseas Bank in Jalandhar. Let's break down the details:

  • IFSC Code (IOBA0000190): This unique code is essential for electronic fund transfers. The first four characters "IOBA" represent the bank's name, Indian Overseas Bank. The last six characters "0000190" are a unique identifier for the JALLANDHAR branch.
  • Bank Name (Indian Overseas Bank): One of [country]'s leading banks, Indian Overseas Bank offers a wide range of banking products and financial services to its vast customer base.
  • Address (LALLY NIVAS, G T ROAD, JULLUNDUR CITY, PIN 144001): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
  • City & State (Jalandhar, PUNJAB): The branch is situated in the heart of Jalandhar, the capital city of PUNJAB. A city known for its [CITY_FEATURES].
  • Branch (JALLANDHAR): The [AREA_NAME] area in Jalandhar is a hub of activity, and the Indian Overseas Bank branch here caters to both individual and business banking needs.
  • Phone Number (+911812452568): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.

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