IFSC Code IOBA0001431 - Indian Overseas Bank-JAMMU-Jammu
| Detail | Information |
|---|---|
| IFSC Code | IOBA0001431 |
| Bank Name | Indian Overseas Bank |
| Address | 37 A,B BY 8, GANDHINAGAR EXTENSION,OLD RAILWAY ROAD,JAMMU, PIN 181004 |
| District | Jammu |
| State | JAMMU AND KASHMIR |
| Branch | Jammu |
| Contact | +911912450276 |
| Centre | Available |
| IMPS | Available |
| UPI | Available |
| MICR | 180020002 |
| RTGS | 1 |
| NEFT | Not Available |
| ISO3166 | IN-JK |
| Bankcode | IOBA |
Overview of IOBA0001431
The IFSC code IOBA0001431 is associated with the Jammu JAMMU Branch of Indian Overseas Bank. Located in the bustling city of Jammu, JAMMU AND KASHMIR, this branch is one of the many Indian Overseas Bank branches that cater to the banking needs of the local residents. The code "IOBA" in IOBA0001431 represents Indian Overseas Bank Bank, while 0001431 signifies the unique branch code for JAMMU.
Significance of IFSC Code for Banking Transactions
The importance of the IFSC code, like IOBA0001431, for the JAMMU Branch, cannot be overstated. It acts as an address that identifies both the Indian Overseas Bank and its specific branch in Jammu. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.
Deep Dive into IOBA0001431
The IFSC code IOBA0001431 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Indian Overseas Bank in Jammu. Let's break down the details:
- IFSC Code (IOBA0001431): This unique code is essential for electronic fund transfers. The first four characters "IOBA" represent the bank's name, Indian Overseas Bank. The last six characters "0001431" are a unique identifier for the JAMMU branch.
- Bank Name (Indian Overseas Bank): One of [country]'s leading banks, Indian Overseas Bank offers a wide range of banking products and financial services to its vast customer base.
- Address (37 A,B BY 8, GANDHINAGAR EXTENSION,OLD RAILWAY ROAD,JAMMU, PIN 181004): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
- City & State (Jammu, JAMMU AND KASHMIR): The branch is situated in the heart of Jammu, the capital city of JAMMU AND KASHMIR. A city known for its [CITY_FEATURES].
- Branch (JAMMU): The [AREA_NAME] area in Jammu is a hub of activity, and the Indian Overseas Bank branch here caters to both individual and business banking needs.
- Phone Number (+911912450276): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.