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IFSC Code IOBA0002604 - Indian Overseas Bank-SME KAKINADA-Kakinada

Detail Information
IFSC Code IOBA0002604
Bank Name Indian Overseas Bank
Address 2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033
District East Godavari
State ANDHRA PRADESH
Branch Sme kakinada
Contact +914428584896
Centre Available
IMPS Available
UPI Available
MICR 533020004
RTGS 1
NEFT Not Available
ISO3166 IN-AP
Bankcode IOBA

Overview of IOBA0002604

The IFSC code IOBA0002604 is associated with the Kakinada SME KAKINADA Branch of Indian Overseas Bank. Located in the bustling city of Kakinada, ANDHRA PRADESH, this branch is one of the many Indian Overseas Bank branches that cater to the banking needs of the local residents. The code "IOBA" in IOBA0002604 represents Indian Overseas Bank Bank, while 0002604 signifies the unique branch code for SME KAKINADA.

Significance of IFSC Code for Banking Transactions

The importance of the IFSC code, like IOBA0002604, for the SME KAKINADA Branch, cannot be overstated. It acts as an address that identifies both the Indian Overseas Bank and its specific branch in Kakinada. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.

Deep Dive into IOBA0002604

The IFSC code IOBA0002604 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Indian Overseas Bank in Kakinada. Let's break down the details:

  • IFSC Code (IOBA0002604): This unique code is essential for electronic fund transfers. The first four characters "IOBA" represent the bank's name, Indian Overseas Bank. The last six characters "0002604" are a unique identifier for the SME KAKINADA branch.
  • Bank Name (Indian Overseas Bank): One of [country]'s leading banks, Indian Overseas Bank offers a wide range of banking products and financial services to its vast customer base.
  • Address (2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
  • City & State (Kakinada, ANDHRA PRADESH): The branch is situated in the heart of Kakinada, the capital city of ANDHRA PRADESH. A city known for its [CITY_FEATURES].
  • Branch (SME KAKINADA): The [AREA_NAME] area in Kakinada is a hub of activity, and the Indian Overseas Bank branch here caters to both individual and business banking needs.
  • Phone Number (+914428584896): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.

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