Kalyan Janata Sahakari Bank: A Quick Look

The Kalyan Janata Sahakari Bank started in 1973 in Kalyan city. It’s not just any bank; it’s a “Co-operative Bank.” That means the people who use the bank also have a say in how it’s run. Over the years, it grew bigger and opened 42 branches all over Maharashtra. Today, after more than four decades, it’s still going strong, helping people save, spend, and manage their money.

 Kalyan-Janata Sahakari Bank

Year

What Happened

1973

The bank was born in Kalyan city.

It’s a special type of bank called a “Co-operative Bank.”

Over time, it opened 42 branches in Maharashtra.

Today

It’s been around for over 40 years, helping people with their money.

 

Kalyan Janata Sahakari Bank: Services at a Glance

Service Type

What You Can Do

Internet Banking

Manage your money online.

Mobile Banking

Use the bank on your phone.

Accounts

Save or spend money.

Loans

Borrow money for needs.

Missed Call Services

Get info with a phone call.

Salary Account

For your monthly pay.

Saving Account

Save money and earn interest.

Personal Loan

Borrow for personal needs.

Housing Loan

Get money for a house.

Gold Loan

Borrow against your gold.

Current Account

For daily business money.

This bank offers many services to help people manage their money. Whether you want to save, spend, or borrow, they have something for everyone. Remember, always be careful and understand the terms before using any bank service!

Banking Solutions and Services: A Simple Guide

What’s Banking? It’s a place (or online service) where you can keep, borrow, or manage your money.

Solution/Service

What It Does

Accounts

Savings Account

A place to save money and earn some extra (called interest).

Current Account

Used by businesses to handle daily money needs.

Loans

Personal Loan

Money you borrow for personal stuff, like a bike.

Home Loan

Money for buying a house.

Gold Loan

Borrow money by keeping gold as security.

Digital Banking

Internet Banking

Do banking on a computer.

Mobile Banking

Bank using your phone.

Other Services

ATM

A machine to withdraw cash.

Credit Card

A card to buy now and pay later.

Fixed Deposit

Save money for a set time and get more interest.

Banking helps people and businesses manage money. Whether you’re saving for a new game, starting a lemonade stand, or just keeping your allowance safe, banks offer solutions to help. Always ask an adult if you’re unsure about any banking service!

FAQ

Kalyan Janata Sahakari Bank is a co-operative bank established in 1973, serving the people of Kalyan city and nearby areas in Maharashtra.
The bank has a network of 42 branches spread across Maharashtra.
The bank offers various accounts like savings, current, salary, and flexi accounts.
Yes, the bank provides personal loans along with housing loans, gold loans, and more.
You can visit any of their branches or apply online through their official website.
Yes, the bank provides internet banking services for easy online transactions and account management.
You can reach out to their customer service at 1800-233-1919.
The head office is situated at Om Vijaykrishna Apartments, Adharwadi, Kalyan (W) 421301.
Yes, the bank offers both internet and mobile banking solutions for its customers.
The bank provides business banking solutions, including accounts and loans tailored for businesses.
Yes, the bank is registered with DICGC, ensuring the safety of deposits up to a certain limit.
You can apply for a loan by visiting any of their branches or through their online portal.
It’s best to contact the bank directly to inquire about specific loan offerings, including educational loans.
You would need to check with the bank directly regarding their credit card services.
The bank offers a mobile banking app that you can download and register to access your account on the go.

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