IFSC Code UBIN0560413 - Union Bank of India-FOCAL POINT LUDHIANA-Ludhiana
| Detail | Information |
|---|---|
| IFSC Code | UBIN0560413 |
| Bank Name | Union Bank of India |
| Address | SCF 2&3 URBAN ESTATE PHASE II FOCAL POINT |
| District | Ludhiana |
| State | Punjab |
| Branch | Focal point ludhiana |
| Contact | |
| Centre | Available |
| IMPS | Available |
| UPI | Available |
| MICR | 141026014 |
| RTGS | 1 |
| NEFT | Not Available |
| ISO3166 | IN-PB |
| Bankcode | UBIN |
Overview of UBIN0560413
The IFSC code UBIN0560413 is associated with the Ludhiana FOCAL POINT LUDHIANA Branch of Union Bank of India. Located in the bustling city of Ludhiana, PUNJAB, this branch is one of the many Union Bank of India branches that cater to the banking needs of the local residents. The code "UBIN" in UBIN0560413 represents Union Bank of India Bank, while 0560413 signifies the unique branch code for FOCAL POINT LUDHIANA.
Significance of IFSC Code for Banking Transactions
The importance of the IFSC code, like UBIN0560413, for the FOCAL POINT LUDHIANA Branch, cannot be overstated. It acts as an address that identifies both the Union Bank of India and its specific branch in Ludhiana. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.
Deep Dive into UBIN0560413
The IFSC code UBIN0560413 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Union Bank of India in Ludhiana. Let's break down the details:
- IFSC Code (UBIN0560413): This unique code is essential for electronic fund transfers. The first four characters "UBIN" represent the bank's name, Union Bank of India. The last six characters "0560413" are a unique identifier for the FOCAL POINT LUDHIANA branch.
- Bank Name (Union Bank of India): One of [country]'s leading banks, Union Bank of India offers a wide range of banking products and financial services to its vast customer base.
- Address (SCF 2&3 URBAN ESTATE PHASE II FOCAL POINT): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
- City & State (Ludhiana, PUNJAB): The branch is situated in the heart of Ludhiana, the capital city of PUNJAB. A city known for its [CITY_FEATURES].
- Branch (FOCAL POINT LUDHIANA): The [AREA_NAME] area in Ludhiana is a hub of activity, and the Union Bank of India branch here caters to both individual and business banking needs.
- Phone Number (): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.