IFSC Code UTIB0004981 - Axis Bank-GANGYAL-Jammu

Detail Information
IFSC Code UTIB0004981
Bank Name Axis Bank
Address GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR
District Jammu
State JAMMU AND KASHMIR
Branch Gangyal
Contact +919596254179
Centre Available
IMPS Available
UPI Available
MICR 180211018
RTGS 1
NEFT Not Available
ISO3166 IN-JK
Bankcode UTIB

Overview of UTIB0004981

The IFSC code UTIB0004981 is associated with the Jammu GANGYAL Branch of Axis Bank. Located in the bustling city of Jammu, JAMMU AND KASHMIR, this branch is one of the many Axis Bank branches that cater to the banking needs of the local residents. The code "UTIB" in UTIB0004981 represents Axis Bank Bank, while 0004981 signifies the unique branch code for GANGYAL.

Significance of IFSC Code for Banking Transactions

The importance of the IFSC code, like UTIB0004981, for the GANGYAL Branch, cannot be overstated. It acts as an address that identifies both the Axis Bank and its specific branch in Jammu. This ensures that when you're transferring money or setting up a beneficiary for future transactions, your funds are directed to the correct bank branch. Without the IFSC code, the chances of errors in electronic fund transfers would be significantly higher, leading to potential financial losses and administrative hassles.

Deep Dive into UTIB0004981

The IFSC code UTIB0004981 is not just a random combination of letters and numbers. It holds significance in the banking world, especially for those who bank with Axis Bank in Jammu. Let's break down the details:

  • IFSC Code (UTIB0004981): This unique code is essential for electronic fund transfers. The first four characters "UTIB" represent the bank's name, Axis Bank. The last six characters "0004981" are a unique identifier for the GANGYAL branch.
  • Bank Name (Axis Bank): One of [country]'s leading banks, Axis Bank offers a wide range of banking products and financial services to its vast customer base.
  • Address (GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR): This specific address pinpoints the exact location of the branch, ensuring that customers can easily find it for their banking needs.
  • City & State (Jammu, JAMMU AND KASHMIR): The branch is situated in the heart of Jammu, the capital city of JAMMU AND KASHMIR. A city known for its [CITY_FEATURES].
  • Branch (GANGYAL): The [AREA_NAME] area in Jammu is a hub of activity, and the Axis Bank branch here caters to both individual and business banking needs.
  • Phone Number (+919596254179): A direct line to the branch, this number ensures that customers can reach out for any queries, concerns, or banking assistance.

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